Domestic helper insurance offers great assistance to everyone. Situations at home vary from one family to another and so does domestic helper insurance. Different companies have various packages of domestic helper insurance to choose from. So you have to determine which insurance package is right for you.

Domestic helper insurance offers different packages containing various policies. It is very important to carefully consider which package is right for you and your maids. And with all these fast emerging insurance companies, making a choice can be confusing. In this regard, the credibility of the insurance company matters a lot.

A major criterion to consider in buying domestic helper insurance is the insurance company’s credibility. Big companies are more likely to live up to their customer’s expectations compared with newbies in the business. Check how long the insurance companies have been in the business, and how they are dealing with their clients. The length of service and the kinds of clientele are strong guarantees of a company’s credibility.

Apart from the credibility foundation of an insurance company, it is very important to scrutinize the insurance policies. Insurance companies have different plans to suit the domestic helper’s needs. A basic plan normally includes compensation and hospitalization in case of accidents, but there are more details to be aware of.

A basic domestic helper insurance plan covers medical expenses and hospitalization. While others include dental insurance, full protection plan can also be an option. In case of accident, full protection plan covers everything a domestic helper needs. From medical and hospitalization to dental expenses, additional assistance like repatriation expense, service allowance, etc. are included in the full protection package.

Protection of employers from theft and fraud are also covered by domestic helper insurance. The employer can complain unauthorized use of International Direct Dialing system and can recover any loss from the insurance company. Premiums can also be included in case his domestic helper is repatriated or suffers illnesses and accidents.

Buy a domestic helper insurance which is cost efficient. The insurance should attend to the basic need of both domestic helper and employer for protection in case something happens. And the cost should also be affordable and reasonable depending on the status of the employer-domestic helper relationship. Some domestic helper work full-time while some part-time. There is always the right domestic helper insurance package for everyone.

Finally, make sure that you agree with all the details, terms and conditions stated in the domestic insurance policy and its contract. The beneficiaries should trust the domestic helper insurance wholeheartedly.

Alice Sy has extensive experience in the recruitment/placement of domestic helper. Visit the top domestic helper agency Hong Kong for free profiles and photos and contact us for the best way to hire your next live-in maid, nanny, housekeeper, driver, gardener and more.